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Cash Flow Mike cover for Same Number, Different Problem: Turn the 13-Week Cash Forecast Into a Decision Calendar

Same Number, Different Problem: Turn the 13-Week Cash Forecast Into a Decision Calendar

Picture a client meeting that opens with a bank balance on the screen: $75,000. The...
Cash Flow Mike archive card for The Owner Offers Personal Cash. What Will It Fix?

The Owner Offers Personal Cash. What Will It Fix?

Imagine this. An owner and her bookkeeper are looking at the next payroll. Customer payments...
Cash Flow Mike archive card for The Supplier Will Take It Back. Is That Cash or Credit?

The Supplier Will Take It Back. Is That Cash or Credit?

Imagine this. A distributor's owner walks into the bookkeeper's office with good news about a...

The Client Agreed to the Plan. Nothing Changed.

Two weeks earlier, Elena and Marcus had what looked like a productive SBDC advising meeting....

Marcus Won the Contract. Why Can’t He Cover Payroll?

Marcus had the kind of news most service-business owners want to share immediately: a new...
Cash Flow Mike archive card for The Customer Wants Installments. Who Carries the Cash?

The Customer Wants Installments. Who Carries the Cash?

Imagine this. An appliance store owner brings a proposed payment offer to her bookkeeper before...
Cash Flow Mike archive card for The Supplier Added a Surcharge. When Does It Come Off?

The Supplier Added a Surcharge. When Does It Come Off?

Imagine this. A restaurant owner and her bookkeeper are reviewing the next supplier payment. The...
Cash Flow Mike archive card for Should You Take the Annual Software Discount?

Should You Take the Annual Software Discount?

Imagine this. A service-company owner forwards a software renewal to the bookkeeper. The vendor offers...
Cash Flow Mike archive card for Two Jobs Need Cash. Which One Should the Shop Finish First?

Two Jobs Need Cash. Which One Should the Shop Finish First?

Imagine this. A small manufacturer has two jobs waiting for outside finishing. The owner wants...
Cash Flow Mike cover for A Tax Benefit Is Not a Cash Plan

A Tax Benefit Is Not a Cash Plan

A tax change can influence a client’s investment decision. It cannot, by itself, make the...