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d="M31.7,79c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h20.8c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> </g> </svg> <a href="https://cashflowmike.com/appdocs/%e2%9a%99%ef%b8%8f-execute-solving-the-operations-burning-issue/"><span>⚙️ eXecute: Solving the Operations Burning Issue</span> </a></li><li><svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 100 100" xml:space="preserve"> <g id="Icon"> <path class="st0" d="M90.6,87c0,3.4-1.3,6.6-3.7,9c-2.4,2.4-5.6,3.7-9,3.7H22.5c-3.4,0-6.6-1.3-9-3.7c-2.4-2.4-3.7-5.6-3.7-9V13.1 c0-3.4,1.3-6.6,3.7-9c2.4-2.4,5.6-3.7,9-3.7h39.7c2.1,0,4.2,0.8,5.7,2.4l20.4,20.4c1.5,1.5,2.4,3.6,2.4,5.7V87z M83.7,87V28.9 c0-0.3-0.1-0.6-0.3-0.8L62.9,7.7c-0.2-0.2-0.5-0.3-0.8-0.3H22.5c-1.5,0-3,0.6-4.1,1.7c-1.1,1.1-1.7,2.5-1.7,4.1V87 c0,1.5,0.6,3,1.7,4.1c1.1,1.1,2.5,1.7,4.1,1.7h55.4c1.5,0,3-0.6,4.1-1.7C83.1,90,83.7,88.6,83.7,87z"/> <path class="st0" d="M60.6,6.2c0-1.9,1.6-3.5,3.5-3.5s3.5,1.6,3.5,3.5v16.2c0,0.6,0.5,1.2,1.2,1.2h16.2c1.9,0,3.5,1.6,3.5,3.5 s-1.6,3.5-3.5,3.5H68.7c-4.5,0-8.1-3.6-8.1-8.1V6.2z"/> <path class="st0" d="M31.7,46.6c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h36.9c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> <path class="st0" d="M31.7,62.8c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h36.9c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> <path class="st0" d="M31.7,79c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h20.8c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> </g> </svg> <a href="https://cashflowmike.com/appdocs/%f0%9f%9a%80-execute-solving-the-future-burning-issue/"><span>🚀 eXecute: Solving the Future Burning Issue</span> </a></li></ul> </div> </div> </article> <article data-id="149" class="betterdocs-single-category-wrapper category-grid default"> <div class="betterdocs-single-category-inner"> <div class="betterdocs-category-header"> <div class="betterdocs-category-header-inner"> <div 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d="M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z"></path> </svg> </div> </div> <div class="betterdocs-body"> <ul class="betterdocs-articles-list"> <li><svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 100 100" xml:space="preserve"> <g id="Icon"> <path class="st0" d="M90.6,87c0,3.4-1.3,6.6-3.7,9c-2.4,2.4-5.6,3.7-9,3.7H22.5c-3.4,0-6.6-1.3-9-3.7c-2.4-2.4-3.7-5.6-3.7-9V13.1 c0-3.4,1.3-6.6,3.7-9c2.4-2.4,5.6-3.7,9-3.7h39.7c2.1,0,4.2,0.8,5.7,2.4l20.4,20.4c1.5,1.5,2.4,3.6,2.4,5.7V87z M83.7,87V28.9 c0-0.3-0.1-0.6-0.3-0.8L62.9,7.7c-0.2-0.2-0.5-0.3-0.8-0.3H22.5c-1.5,0-3,0.6-4.1,1.7c-1.1,1.1-1.7,2.5-1.7,4.1V87 c0,1.5,0.6,3,1.7,4.1c1.1,1.1,2.5,1.7,4.1,1.7h55.4c1.5,0,3-0.6,4.1-1.7C83.1,90,83.7,88.6,83.7,87z"/> <path class="st0" d="M60.6,6.2c0-1.9,1.6-3.5,3.5-3.5s3.5,1.6,3.5,3.5v16.2c0,0.6,0.5,1.2,1.2,1.2h16.2c1.9,0,3.5,1.6,3.5,3.5 s-1.6,3.5-3.5,3.5H68.7c-4.5,0-8.1-3.6-8.1-8.1V6.2z"/> <path class="st0" d="M31.7,46.6c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h36.9c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> <path class="st0" d="M31.7,62.8c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h36.9c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> <path class="st0" d="M31.7,79c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h20.8c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> </g> </svg> <a href="https://cashflowmike.com/appdocs/creating-a-period-record/"><span>Creating A Period Record</span> </a></li><li><svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 100 100" xml:space="preserve"> <g id="Icon"> <path class="st0" d="M90.6,87c0,3.4-1.3,6.6-3.7,9c-2.4,2.4-5.6,3.7-9,3.7H22.5c-3.4,0-6.6-1.3-9-3.7c-2.4-2.4-3.7-5.6-3.7-9V13.1 c0-3.4,1.3-6.6,3.7-9c2.4-2.4,5.6-3.7,9-3.7h39.7c2.1,0,4.2,0.8,5.7,2.4l20.4,20.4c1.5,1.5,2.4,3.6,2.4,5.7V87z M83.7,87V28.9 c0-0.3-0.1-0.6-0.3-0.8L62.9,7.7c-0.2-0.2-0.5-0.3-0.8-0.3H22.5c-1.5,0-3,0.6-4.1,1.7c-1.1,1.1-1.7,2.5-1.7,4.1V87 c0,1.5,0.6,3,1.7,4.1c1.1,1.1,2.5,1.7,4.1,1.7h55.4c1.5,0,3-0.6,4.1-1.7C83.1,90,83.7,88.6,83.7,87z"/> <path class="st0" d="M60.6,6.2c0-1.9,1.6-3.5,3.5-3.5s3.5,1.6,3.5,3.5v16.2c0,0.6,0.5,1.2,1.2,1.2h16.2c1.9,0,3.5,1.6,3.5,3.5 s-1.6,3.5-3.5,3.5H68.7c-4.5,0-8.1-3.6-8.1-8.1V6.2z"/> <path class="st0" d="M31.7,46.6c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h36.9c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> <path class="st0" d="M31.7,62.8c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h36.9c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> <path class="st0" d="M31.7,79c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h20.8c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> </g> </svg> <a href="https://cashflowmike.com/appdocs/working-with-period-records/"><span>Working With Period Records</span> </a></li><li><svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 100 100" xml:space="preserve"> <g id="Icon"> <path class="st0" d="M90.6,87c0,3.4-1.3,6.6-3.7,9c-2.4,2.4-5.6,3.7-9,3.7H22.5c-3.4,0-6.6-1.3-9-3.7c-2.4-2.4-3.7-5.6-3.7-9V13.1 c0-3.4,1.3-6.6,3.7-9c2.4-2.4,5.6-3.7,9-3.7h39.7c2.1,0,4.2,0.8,5.7,2.4l20.4,20.4c1.5,1.5,2.4,3.6,2.4,5.7V87z M83.7,87V28.9 c0-0.3-0.1-0.6-0.3-0.8L62.9,7.7c-0.2-0.2-0.5-0.3-0.8-0.3H22.5c-1.5,0-3,0.6-4.1,1.7c-1.1,1.1-1.7,2.5-1.7,4.1V87 c0,1.5,0.6,3,1.7,4.1c1.1,1.1,2.5,1.7,4.1,1.7h55.4c1.5,0,3-0.6,4.1-1.7C83.1,90,83.7,88.6,83.7,87z"/> <path class="st0" d="M60.6,6.2c0-1.9,1.6-3.5,3.5-3.5s3.5,1.6,3.5,3.5v16.2c0,0.6,0.5,1.2,1.2,1.2h16.2c1.9,0,3.5,1.6,3.5,3.5 s-1.6,3.5-3.5,3.5H68.7c-4.5,0-8.1-3.6-8.1-8.1V6.2z"/> <path class="st0" d="M31.7,46.6c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h36.9c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> <path class="st0" d="M31.7,62.8c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h36.9c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> <path class="st0" d="M31.7,79c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h20.8c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> </g> </svg> <a href="https://cashflowmike.com/appdocs/clear-path-to-cash-and-quickbooks-online-integration-guide/"><span>Clear Path To Cash and QuickBooks Online Integration Guide</span> </a></li></ul> </div> </div> </article> <article data-id="274" class="betterdocs-single-category-wrapper category-grid default"> <div class="betterdocs-single-category-inner"> <div class="betterdocs-category-header"> <div 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d="M90.6,87c0,3.4-1.3,6.6-3.7,9c-2.4,2.4-5.6,3.7-9,3.7H22.5c-3.4,0-6.6-1.3-9-3.7c-2.4-2.4-3.7-5.6-3.7-9V13.1 c0-3.4,1.3-6.6,3.7-9c2.4-2.4,5.6-3.7,9-3.7h39.7c2.1,0,4.2,0.8,5.7,2.4l20.4,20.4c1.5,1.5,2.4,3.6,2.4,5.7V87z M83.7,87V28.9 c0-0.3-0.1-0.6-0.3-0.8L62.9,7.7c-0.2-0.2-0.5-0.3-0.8-0.3H22.5c-1.5,0-3,0.6-4.1,1.7c-1.1,1.1-1.7,2.5-1.7,4.1V87 c0,1.5,0.6,3,1.7,4.1c1.1,1.1,2.5,1.7,4.1,1.7h55.4c1.5,0,3-0.6,4.1-1.7C83.1,90,83.7,88.6,83.7,87z"/> <path class="st0" d="M60.6,6.2c0-1.9,1.6-3.5,3.5-3.5s3.5,1.6,3.5,3.5v16.2c0,0.6,0.5,1.2,1.2,1.2h16.2c1.9,0,3.5,1.6,3.5,3.5 s-1.6,3.5-3.5,3.5H68.7c-4.5,0-8.1-3.6-8.1-8.1V6.2z"/> <path class="st0" d="M31.7,46.6c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h36.9c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> <path class="st0" d="M31.7,62.8c-1.9,0-3.5-1.6-3.5-3.5c0-1.9,1.6-3.5,3.5-3.5h36.9c1.9,0,3.5,1.6,3.5,3.5c0,1.9-1.6,3.5-3.5,3.5 H31.7z"/> <path class="st0" 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class="betterdocs-category-header"> <div class="betterdocs-category-header-inner"> <div class="betterdocs-category-icon"> <img alt="betterdocs-category-icon" class="betterdocs-category-icon-img" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-lazy-src="https://cashflowmike.com/wp-content/plugins/betterdocs/assets/admin/images/betterdocs-cat-icon.svg?v=4.3.12" /><noscript><img alt="betterdocs-category-icon" class="betterdocs-category-icon-img" src="https://cashflowmike.com/wp-content/plugins/betterdocs/assets/admin/images/betterdocs-cat-icon.svg?v=4.3.12" /></noscript></div> <h2 class="betterdocs-category-title">Reports</h2> <div data-count="3" class="betterdocs-category-items-counts"> <span> 3 </span> </div> <svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="angle-down" class="betterdocs-category-collapse cat-list-arrow-down svg-inline--fa fa-angle-down fa-w-10" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" height="15px" width="15px"> <path fill="currentColor" d="M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z"></path> </svg> </div> </div> <div class="betterdocs-body"> <ul class="betterdocs-articles-list"> <li><svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 100 100" xml:space="preserve"> <g id="Icon"> <path class="st0" d="M90.6,87c0,3.4-1.3,6.6-3.7,9c-2.4,2.4-5.6,3.7-9,3.7H22.5c-3.4,0-6.6-1.3-9-3.7c-2.4-2.4-3.7-5.6-3.7-9V13.1 c0-3.4,1.3-6.6,3.7-9c2.4-2.4,5.6-3.7,9-3.7h39.7c2.1,0,4.2,0.8,5.7,2.4l20.4,20.4c1.5,1.5,2.4,3.6,2.4,5.7V87z M83.7,87V28.9 c0-0.3-0.1-0.6-0.3-0.8L62.9,7.7c-0.2-0.2-0.5-0.3-0.8-0.3H22.5c-1.5,0-3,0.6-4.1,1.7c-1.1,1.1-1.7,2.5-1.7,4.1V87 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c0,3-2.5,5.5-5.5,5.5H8z"> </path> <path fill="#66798f" d="M72,21c2.8,0,5,2.2,5,5v32c0,2.8-2.2,5-5,5H8c-2.8,0-5-2.2-5-5V26c0-2.8,2.2-5,5-5H72 M72,20H8 c-3.3,0-6,2.7-6,6v32c0,3.3,2.7,6,6,6h64c3.3,0,6-2.7,6-6V26C78,22.7,75.3,20,72,20L72,20z"> </path> <path fill="#fff" d="M16.5 2.5H63.5V23.5H16.5z"></path> <path fill="#788b9c" d="M63,3v20H17V3H63 M64,2H16v22h48V2L64,2z"></path> <path fill="#8bb7f0" d="M22,41.5c-3,0-5.5-2.5-5.5-5.5V20.5h47V36c0,3-2.5,5.5-5.5,5.5H22z"></path> <path fill="#4e7ab5" d="M63,21v15c0,2.8-2.2,5-5,5H22c-2.8,0-5-2.2-5-5V21H63 M64,20H16v16c0,3.3,2.7,6,6,6h36 c3.3,0,6-2.7,6-6V20L64,20z"> </path> <path fill="#fff" d="M16.5 50.5H63.5V77.5H16.5z"></path> <path fill="#788b9c" d="M63,51v26H17V51H63 M64,50H16v28h48V50L64,50z"></path> <path fill="#d6e3ed" d="M17 52H63V56H17z"></path> <path fill="#788b9c" d="M26 59H54V60H26zM26 67H54V68H26z"></path> <g> <path fill="#ffeea3" d="M70 28A2 2 0 1 0 70 32A2 2 0 1 0 70 28Z"></path> </g> <path fill="#66798f" d="M17,56v-4h46v4h2c1.7,0,3-1.3,3-3l0,0c0-1.7-1.3-3-3-3H15c-1.7,0-3,1.3-3,3l0,0c0,1.7,1.3,3,3,3H17z"> </path> </svg> </span> </div> <div class="betterdocs-toc toc-list-number"> <span class="toc-title"> Table of Contents </span> <ul class = "toc-list betterdocs-hierarchial-toc"><li class = "betterdocs-toc-heading-level-3"><a href="#0-toc-title">🔥 The Burning Issue: Debt</a></li><li class = "betterdocs-toc-heading-level-3"><a href="#1-toc-title">🛠️ Clear Path To Cash Techniques:</a></li><li class = "betterdocs-toc-heading-level-3"><a href="#2-toc-title">📲 In-App Tools to Use:</a></li><li class = "betterdocs-toc-heading-level-3"><a href="#3-toc-title">📂 Worksheets & Resources to Include:</a></li><li class = "betterdocs-toc-heading-level-3"><a href="#4-toc-title">🔄 When to Use This Strategy:</a></li><li class = "betterdocs-toc-heading-level-3"><a href="#5-toc-title">✅ Result</a></li></ul></div> <div id="betterdocs-single-content" class="betterdocs-content"> <h3 class="wp-block-heading betterdocs-content-heading" id="0-toc-title" >🔥 The Burning Issue: Debt <a href="#0-toc-title" class="batterdocs-anchor" data-clipboard-text="https://cashflowmike.com/appdocs/🏦-execute-solving-the-debt-burning-issue/#0-toc-title" data-title="Copy URL">#</a></h3> <p>Debt becomes a problem when it’s either too large, poorly structured, or relied on as a substitute for good cash management. Clients in this situation are usually overwhelmed, unable to qualify for new credit, or living month to month on borrowed money.</p> <p><strong>Common symptoms:</strong></p> <ul class="wp-block-list"> <li>“We’re maxed out on credit cards and lines of credit.”</li> <li>“I have no idea how much we actually owe.”</li> <li>“My banker won’t renew our line—and I don’t know why.”</li> </ul> <p>This is a <strong>liquidity and leverage</strong> issue. The root problem could be over-borrowing, bad timing, or the wrong kind of financing altogether.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h3 class="wp-block-heading betterdocs-content-heading" id="1-toc-title" >🛠️ Clear Path To Cash Techniques: <a href="#1-toc-title" class="batterdocs-anchor" data-clipboard-text="https://cashflowmike.com/appdocs/🏦-execute-solving-the-debt-burning-issue/#1-toc-title" data-title="Copy URL">#</a></h3> <p><strong>The Home Run Financial System</strong><br>Start here to reveal how debt shows up in the financial statements and how it’s affecting long-term financial health.</p> <p><strong>Pair with:</strong><br><strong>The Fast Money Formula</strong> to solve short-term dependency on borrowed money by improving cash timing.<br><strong>How to Deal With Your Banker</strong> to rebuild lender trust and prepare the business for financing.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h3 class="wp-block-heading betterdocs-content-heading" id="2-toc-title" >📲 In-App Tools to Use: <a href="#2-toc-title" class="batterdocs-anchor" data-clipboard-text="https://cashflowmike.com/appdocs/🏦-execute-solving-the-debt-burning-issue/#2-toc-title" data-title="Copy URL">#</a></h3> <ul class="wp-block-list"> <li><strong>The Home Run Financial System</strong><br>(To assess long-term leverage and mis-matched financing)</li> <li><strong>The Fast Money Formula</strong><br>(To relieve pressure on short-term cash needs)</li> <li><strong>Financial Doctor</strong> <em>(optional)</em><br>(To evaluate debt ratios and health indicators over time)</li> </ul> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h3 class="wp-block-heading betterdocs-content-heading" id="3-toc-title" >📂 Worksheets & Resources to Include: <a href="#3-toc-title" class="batterdocs-anchor" data-clipboard-text="https://cashflowmike.com/appdocs/🏦-execute-solving-the-debt-burning-issue/#3-toc-title" data-title="Copy URL">#</a></h3> <figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th>Tool</th><th>File Name</th><th>Use Case</th></tr></thead><tbody><tr><td>📊 Statement Clarity</td><td><strong><a href="https://cashflowmike.com/wp-content/uploads/2025/06/The-Home-Run-Financial-System-V2.1.xlsx" data-type="link" data-id="https://cashflowmike.com/wp-content/uploads/2025/06/The-Home-Run-Financial-System-V2.1.xlsx">The Home Run Financial System V2.1.xlsx</a></strong><br><strong><a href="https://cashflowmike.com/wp-content/uploads/2025/06/The-Home-Run-Financial-System-Cheat-Sheet.pdf" data-type="link" data-id="https://cashflowmike.com/wp-content/uploads/2025/06/The-Home-Run-Financial-System-Cheat-Sheet.pdf">The Home Run Financial System Cheat Sheet.pdf</a></strong></td><td>Analyze debt across financials and spot trends</td></tr><tr><td>💸 Liquidity Aid</td><td><strong><a href="https://cashflowmike.com/wp-content/uploads/2022/09/Fast-Money-Formula-Worksheet.pdf" data-type="link" data-id="https://cashflowmike.com/wp-content/uploads/2022/09/Fast-Money-Formula-Worksheet.pdf">The Fast Money Formula Worksheet.pdf</a></strong><br><strong><a href="https://cashflowmike.com/wp-content/uploads/2022/12/The-Fast-Money-Formula-Worksheet.xlsx" data-type="link" data-id="https://cashflowmike.com/wp-content/uploads/2022/12/The-Fast-Money-Formula-Worksheet.xlsx">The Fast Money Formula Worksheet.xlsx</a></strong></td><td>Improve timing and reduce dependency on debt</td></tr><tr><td>🧾 Bank Readiness</td><td><strong><a href="https://cashflowmike.com/wp-content/uploads/2022/08/Loan-Proposal-Planning-Checklist.pdf" data-type="link" data-id="https://cashflowmike.com/wp-content/uploads/2022/08/Loan-Proposal-Planning-Checklist.pdf">Loan Proposal Planning Checklist.pdf</a></strong></td><td>Help clients prepare for a successful financing request</td></tr><tr><td>🚚 Asset Cost Analysis</td><td><strong><a href="https://cashflowmike.com/wp-content/uploads/2025/06/Service-Truck-Calculator.xlsx" data-type="link" data-id="https://cashflowmike.com/wp-content/uploads/2025/06/Service-Truck-Calculator.xlsx">Service Truck Calculator.xlsx</a></strong></td><td>Total cost calculator for understanding debt-financed purchases</td></tr><tr><td>🧮 Ratio Clarity</td><td><a href="https://cashflowmike.com/wp-content/uploads/2023/06/Ratio-Analysis-Worksheet_v3.1.xlsx" data-type="link" data-id="https://cashflowmike.com/wp-content/uploads/2023/06/Ratio-Analysis-Worksheet_v3.1.xlsx"><strong>Ratio Analysis Worksheet.pdf</strong><br><strong>Ratio Analysis Worksheet_v3.1.xls</strong></a>x</td><td>Measure and track debt coverage and leverage metrics</td></tr><tr><td>📘 Coaching Resource</td><td><strong><a href="https://cashflowmike.com/wp-content/uploads/2023/03/CPTC-Decision-Tree.xlsx" data-type="link" data-id="https://cashflowmike.com/wp-content/uploads/2023/03/CPTC-Decision-Tree.xlsx">CPTC Decision Tree.xlsx</a></strong></td><td>Help advisors determine if debt is a symptom or a cause</td></tr><tr><td>📚 Narrative Support</td><td><strong><a href="https://cashflowmike.com/wp-content/uploads/2023/06/Financial-Fix-Cheat-Sheet.pdf" data-type="link" data-id="https://cashflowmike.com/wp-content/uploads/2023/06/Financial-Fix-Cheat-Sheet.pdf">Financial Fix Cheat Sheet.pdf</a></strong><br><strong><a href="https://cashflowmike.com/wp-content/uploads/2022/09/Debt-Structure-Planner.pdf" data-type="link" data-id="https://cashflowmike.com/wp-content/uploads/2022/09/Debt-Structure-Planner.pdf">Debt Structure Planner.pdf</a></strong></td><td>Reference guide for conversations around restructuring debt</td></tr></tbody></table></figure> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h3 class="wp-block-heading betterdocs-content-heading" id="4-toc-title" >🔄 When to Use This Strategy: <a href="#4-toc-title" class="batterdocs-anchor" data-clipboard-text="https://cashflowmike.com/appdocs/🏦-execute-solving-the-debt-burning-issue/#4-toc-title" data-title="Copy URL">#</a></h3> <p>Use the Debt fix when:</p> <ul class="wp-block-list"> <li>Clients rely on loans, credit cards, or vendor terms to stay afloat</li> <li>They’ve been denied credit or are facing rising interest costs</li> <li>They’re unsure how much they owe or can’t meet upcoming debt obligations</li> <li>They want to prepare for new financing but don’t know where to start</li> </ul> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h3 class="wp-block-heading betterdocs-content-heading" id="5-toc-title" >✅ Result <a href="#5-toc-title" class="batterdocs-anchor" data-clipboard-text="https://cashflowmike.com/appdocs/🏦-execute-solving-the-debt-burning-issue/#5-toc-title" data-title="Copy URL">#</a></h3> <p>By applying this strategy, clients stop relying on debt as a crutch. They gain clarity on their financing structure, start matching assets to liabilities properly, and build credibility with lenders. Most importantly, they regain control of their financial future.</p> </div></div> <div class="betterdocs-entry-footer"> <div class="layout-1 betterdocs-shortcode betterdocs-article-reactions"> <div class="betterdocs-article-reactions-heading"><h5 class="betterdocs-reactions-title-tag">What are your Feelings</h5></div> <ul class="betterdocs-article-reaction-links layout-1"> <li> <a class="betterdocs-feelings" data-feelings="happy" href="#"> <svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 20 20" style="enable-background:new 0 0 20 20;" xml:space="preserve"> <path class="st0" d="M10,0.1c-5.4,0-9.9,4.4-9.9,9.8c0,5.4,4.4,9.9,9.8,9.9c5.4,0,9.9-4.4,9.9-9.8C19.9,4.5,15.4,0.1,10,0.1z M13.3,6.4c0.8,0,1.5,0.7,1.5,1.5c0,0.8-0.7,1.5-1.5,1.5c-0.8,0-1.5-0.7-1.5-1.5C11.8,7.1,12.5,6.4,13.3,6.4z M6.7,6.4 c0.8,0,1.5,0.7,1.5,1.5c0,0.8-0.7,1.5-1.5,1.5c-0.8,0-1.5-0.7-1.5-1.5C5.2,7.1,5.9,6.4,6.7,6.4z 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