Team Cash Flow Mike

Rates May Move. What Will Waiting Cost?

By Team Cash Flow Mike / August 20, 2026 / Comments Off on Rates May Move. What Will Waiting Cost?

Imagine this. A business owner has a refinancing offer that expires Friday. The company is carrying a $300,000 balance on a line of credit at 11.5%. A bank has offered to move that balance into a loan at 9%, subject to final documents and fees. The owner has been following every interest-rate headli

Travel Spending Jumped. What Actually Changed?

By Team Cash Flow Mike / August 19, 2026 / Comments Off on Travel Spending Jumped. What Actually Changed?

A common conversation sounds like this. An owner slides July’s profit and loss statement across the table. Travel is 18% over budget. The company has a sales conference next month, two customer visits already booked, and a manager asking to attend a training session. “Freeze the trips until we get t

The Loan Is Approved. Can Cash Carry the Ramp?

By Team Cash Flow Mike / August 17, 2026 / Comments Off on The Loan Is Approved. Can Cash Carry the Ramp?

A typical situation looks like this. A shop owner brings an equipment quote, a lender approval, and a production schedule into the meeting. The new machine should remove a bottleneck. It can handle work the crew currently turns away, and the lender will finance most of the purchase. “The loan is app

What a Confident Client Meeting Actually Looks Like

By Team Cash Flow Mike / August 17, 2026 /

A confident client meeting is not a perfect presentation. It is a focused conversation that helps an owner move from cash pressure to a clear, accountable next step.

When the Weather Cuts Sales, Map the Cash Gap

By Team Cash Flow Mike / August 16, 2026 / Comments Off on When the Weather Cuts Sales, Map the Cash Gap

Imagine this. A restaurant owner is looking at a heat warning, a full weekend reservation book, and Monday’s payroll. The patio will be hard to use. The dining room’s cooling system is already working at its limit. The owner can shorten hours, rent more cooling equipment, or stay open and hope custo

Meet Cash Flow Mike: The Four Laws That Turn Financial Reports Into Better Decisions

By Team Cash Flow Mike / August 15, 2026 / Comments Off on Meet Cash Flow Mike: The Four Laws That Turn Financial Reports Into Better Decisions

Mike Milan built Cash Flow Mike around the moment a client asks, “What should we do next?” Milan’s Four Laws show advisors how to investigate, act, test, and learn.

Retail Sales Fell. Find the Client’s Cash Trigger

By Team Cash Flow Mike / August 15, 2026 / Comments Off on Retail Sales Fell. Find the Client’s Cash Trigger

A typical situation looks like this. It is Friday afternoon. A business owner has one weak sales report open on the laptop and next month’s purchase orders stacked beside it. The owner has also seen the latest headlines about retail spending. “Sales are slowing. I think we should cancel the order an

Clear Path To Cash Advisor App Bootcamp Comes to San Antonio This November

By Team Cash Flow Mike / August 14, 2026 / Comments Off on Clear Path To Cash Advisor App Bootcamp Comes to San Antonio This November

Cash Flow Mike’s November Advisor App Bootcamp gives accountants, bookkeepers, CAS professionals, and fractional CFOs hands-on practice leading real advisory conversations.

Before You Raise Prices, Test What Happens to Cash

By Team Cash Flow Mike / August 13, 2026 / Comments Off on Before You Raise Prices, Test What Happens to Cash

Imagine this. A business owner walks into a review meeting with a supplier notice in one hand and last month’s sales report in the other. Costs are up again. The owner has already reached a conclusion. “We need to raise every price by 5% on Monday.” The instinct makes sense. If costs rise, prices sh

When Cash Flow Tightens, Don’t Let the Forecast Lie

By Team Cash Flow Mike / August 12, 2026 / Comments Off on When Cash Flow Tightens, Don’t Let the Forecast Lie

“Sales are up, so why does the bank account still feel tight?” That is the kind of question that walks into a client meeting and sits down before anybody else gets a chance to speak. The owner is not asking for a lecture on the economy. They want to know whether the business can breathe this week. A