PRIVACY POLICY

 

Cash Flow Mike LLC and Clear Path To Cash
Effective Date: February 18, 2026

Cash Flow Mike LLC (“Clear Path To Cash,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, store, and protect information when you use our websites, applications, membership services, and related products (“Services”).

By using the Services, you consent to the practices described in this Privacy Policy.

  1. INFORMATION WE COLLECT

We may collect the following categories of information:

1.1 Personal Information

  • Name
  • Email address
  • Phone number
  • Business name
  • Billing address
  • Payment status (payment processing is handled by third-party processors)

1.2 Business and Financial Data

We may collect financial and operational business data that you provide manually or through integration tools (such as QuickBooks Online). This may include:

  • Profit & Loss statement data
  • Balance sheet data
  • Cash flow statement data
  • High-level financial ratios and metrics

We do not intentionally collect:

  • Full bank account numbers
  • Payroll employee personal identifiers
  • Social Security numbers
  • Credit card numbers (stored by payment processors, not by us)

1.3 Technical & Usage Data

  • IP address
  • Browser type and device type
  • Login timestamps
  • Pages visited
  • App activity logs
  • Error logs and diagnostic data
  1. HOW WE COLLECT INFORMATION

We collect information through:

  • Account registration forms
  • Payment and checkout processes (through third-party processors)
  • User input within the app
  • Connected third-party integrations (e.g., QuickBooks Online)
  • Cookies and tracking technologies
  • Support communications and email interactions
  1. HOW WE USE INFORMATION

We use collected information to:

  • Provide access to the Services
  • Authenticate users and prevent fraud
  • Process payments and subscriptions
  • Generate reports and business insights
  • Provide benchmarking and advisory outputs
  • Improve and optimize platform performance
  • Send transactional notifications (billing, login, system updates)
  • Send marketing communications (you may unsubscribe)
  • Maintain security, logging, and audit trails
  • Comply with legal obligations
  1. AGGREGATED DATA & BENCHMARKING

We may anonymize and aggregate business performance data to improve our models, benchmarking, predictive insights, training materials, and product development.

Aggregated data is not intended to identify you or your business.

Opt-Out

You may opt out of anonymized data aggregation by emailing [email protected] with your request. Opt-out requests apply going forward and may not remove previously anonymized datasets.

  1. AI AND AUTOMATED INSIGHTS

The Services may use algorithms, rules-based systems, and AI-supported models to generate insights, forecasts, and recommendations.

You acknowledge:

  • AI-generated outputs may contain errors
  • Outputs are informational and educational only
  • You remain responsible for decision-making and validation

We do not sell AI outputs as guaranteed predictions.

  1. COOKIES AND TRACKING TECHNOLOGIES

We use cookies and similar technologies for:

  • Essential website functionality
  • User session management
  • Analytics and performance monitoring
  • Marketing and retargeting campaigns

You may disable cookies in your browser settings, but some features may not function properly.

  1. HOW WE SHARE INFORMATION

We do not sell your personal information.

We may share data only in the following situations:

7.1 Service Providers

We may share information with vendors who support our operations, such as:

  • Hosting providers
  • Analytics tools
  • Payment processors
  • Email and communication platforms
  • CRM and customer support tools

These providers may access data only as needed to perform services for us.

7.2 Legal Requirements

We may disclose information if required to comply with:

  • Court orders
  • Legal investigations
  • Subpoenas
  • Regulatory requirements

7.3 Business Transfers

If Cash Flow Mike LLC is involved in a merger, acquisition, restructuring, or asset sale, your data may be transferred as part of that transaction.

  1. DATA STORAGE & SECURITY

We implement industry-standard security controls to protect user information, including encryption, access controls, firewalls, and secure hosting environments.

Data may be stored in cloud databases and hosting environments, including AWS-based infrastructure.

However, no system can guarantee 100% security.

  1. DATA RETENTION

We retain personal and business data for as long as:

  • Your account is active
  • Needed to provide Services
  • Needed for compliance, legal protection, or dispute resolution

We may retain anonymized aggregated data indefinitely.

  1. USER RIGHTS & CHOICES

Depending on your jurisdiction, you may have rights to:

  • Request access to personal data we hold
  • Request corrections
  • Request deletion
  • Request portability of your data
  • Object to certain processing activities

Requests can be submitted by emailing [email protected].

  1. GDPR AND CCPA COMPLIANCE

If you are located in the EU, UK, or certain U.S. states, you may have additional privacy rights.

We comply with applicable privacy laws, including GDPR and CCPA, where required.

  1. CHILDREN’S PRIVACY

Our Services are not intended for children under 18. We do not knowingly collect personal information from children.

  1. EMAIL COMMUNICATIONS

We may send:

  • Transactional emails (account access, billing, security notices)
  • Product updates
  • Marketing communications

You may unsubscribe from marketing emails at any time using the link provided. Transactional emails are required for account management.

  1. THIRD-PARTY LINKS

Our Services may contain links to third-party websites. We are not responsible for the privacy practices of those websites.

  1. BREACH NOTIFICATION

If we become aware of a data breach affecting your personal data, we will notify affected users in accordance with applicable laws. Where required, we aim to notify users within 72 hours of confirmed discovery.

  1. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy periodically. Updates will be posted with a revised effective date.

Your continued use of the Services constitutes acceptance.

  1. CONTACT INFORMATION

For questions or privacy requests, contact:

Cash Flow Mike LLC
2127 Kinder Run
San Antonio, Texas 78260
Email: [email protected]