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Loan Officer Mastery Course

Become a Clear Path To Cash Certified Banker

Master Financial Analysis to Strengthen Business Relationships

A Comprehensive Training / Coaching Program Teaching Loan Officers the Skills to Analyze Financials, Grow Loan Portfolios, and Strengthen Client Relationships.

Embark on a Transformative Journey to Master Financial Analysis, Featuring a Dynamic Online Course and Personalized Weekly Live Coaching Sessions. Designed specifically for loan officers, business bankers, and relationship managers, this training helps you grow loan portfolios, strengthen client relationships, and elevate your impact in your community.

What if You Could Unlock Hidden Insights to Grow Your Loan Portfolio and Strengthen Client Relationships This Week?

The Clear Path To Cash Banker Membership is designed specifically for bankers, providing dynamic tools, resources, and ongoing support to help you grow your loan portfolio, deepen client relationships, and enhance your financial expertise. This is more than just a course—it’s a comprehensive membership that equips you for long-term success.

Membership Includes:

  • The Clear Path To Cash Video Course – Learn how to analyze financial statements, understand key metrics, and provide valuable insights to your clients.
  • Weekly Live Group Coaching with Cash Flow Mike – Join interactive sessions focused on real-world strategies and solutions tailored to loan officers and relationship managers.
  • Access to the Clear Path To Cash App – Simplify financial analysis and identify opportunities to better serve your clients with this powerful tool.
  • Exclusive Access to a Private Facebook Group – Connect with fellow bankers, share ideas, and expand your professional network.
  • Comprehensive Digital Resources – Gain access to worksheets, spreadsheets, and supplemental materials to apply your learning effectively.
  • Earn the Clear Path To Cash Certified Banker Title – Showcase your expertise and stand out as a trusted advisor in your field.

With the Clear Path To Cash Banker Membership, you’ll have everything you need to elevate your performance, grow your portfolio, and solidify your role as a trusted banker in your community—all included as long as your membership is active.

Get Year Long Access to everything for only $399 per person / per year.

What Is The Clear Path To Cash?

What Is The Clear Path To Cash Banker Membership?

This video was created using AI technology.

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LEARN AT YOUR OWN PACE

Over 6 Hours of In-Depth Video Lessons

Lesson 1: Start With the End in Mind

In the first power-packed video lesson, "Start With The End In Mind," you’ll embark on a journey to redefine your role as a banker and elevate your impact in your community.

Learn how to identify and articulate your unique value as a trusted advisor, giving you a competitive edge in building stronger relationships with business clients. Discover how to measure the financial health of your clients’ businesses and provide insights that set you apart in the banking industry.

But that’s not all—Cash Flow Mike will show you how to help business owners build transferable value, paving the way for their long-term success and stability. You’ll gain the tools and knowledge to strengthen your client relationships, grow your loan portfolio, and make a lasting impact on the businesses you serve. Get ready to revolutionize the way you approach financial analysis and relationship management.

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Lesson 2: The Home Run Financial System

In this power-packed session, you’ll gain critical insights into understanding the five types of businesses and how to identify where your clients fit. This knowledge will help you tailor your approach to better support their financial goals and optimize their success. You’ll also learn how to effectively navigate client personalities and build stronger, trust-based relationships that drive long-term loyalty.

As we dive deeper, you’ll master "The 7 Minute Financial Conversation," a powerful tool to quickly assess a company’s financial statements. Whether it’s uncovering key metrics or educating your business clients on what to focus on, this skill will set you apart as a trusted advisor.

With this session, you’ll gain the confidence and expertise to guide your clients through financial conversations that strengthen relationships, grow their success, and ultimately help you expand your loan portfolio. It’s a game-changer for your role as a banker.

Lesson 3: Mining Business For Hidden Cash

In this insightful session, you’ll uncover the power of ratio analysis and how to use financial indicators to unlock hidden opportunities for your clients. Learn to evaluate the financial impact of decisions and understand the cause-and-effect relationships that drive a business’s performance.

You’ll gain the skills to identify problems within a company’s financials and craft actionable solutions to help your clients optimize their cash flow. This lesson equips you with the financial acumen needed to strengthen client relationships, provide valuable insights, and grow your loan portfolio.

Don’t miss this opportunity to enhance your expertise, deliver greater value to your clients, and make a lasting impact on the businesses and community you serve.

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Lesson 4: The Fast Money Formula

In this "Fast Money" lesson, you’ll explore how to help your clients master cash budgeting and profit planning, unlocking strategies to maximize their financial resources. Learn to identify and address seasonal financing needs, ensuring your clients’ businesses stay financially healthy year-round.

Gain a comprehensive understanding of different cash flow types and how to guide your clients in leveraging them for stability and growth. You’ll also learn how to evaluate and structure debt effectively, providing valuable insights that strengthen your role as a trusted banker.

With "The Fast Money Formula," you’ll gain the expertise to help your clients accelerate their cash flow, strengthen their businesses, and deepen their trust in you as a financial partner.

Lesson 5: Forecasting By The Numbers

In this session, you’ll become a financial strategist, mastering the skills to help your clients create a one-year financial plan that positions their businesses for growth and stability.

You’ll learn how to guide clients in crafting pro forma income statements to forecast future revenue and expenses, providing them with clear financial insights. Discover the value of building a pro forma cash budget to create a balanced financial roadmap, and explore balance sheet forecasting to gain a comprehensive view of their financial health. Finally, dive into the details of a comprehensive cash flow analysis, equipping you to help clients optimize their cash flow management.

With "Forecasting By The Numbers," you’ll elevate your role as a trusted advisor, empowering your clients to strategically plan for their future while growing your bank’s loan portfolio and strengthening your impact in the community.

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Lesson 6: How To Deal With Your Banker - Teach Your Client

In this invaluable session, you’ll learn how to help your clients better understand the banking process and secure the funding they need to grow their businesses. Teach them the importance of properly financing growth and how to avoid common pitfalls that can derail their financial plans.

Explore the "5 C’s of Credit" and how to use them as a tool to educate clients on what banks look for when evaluating loan applications. By understanding these principles, your clients will build stronger relationships with your bank, making it easier to collaborate and achieve their goals.

This lesson will empower you to guide your clients toward sustainable growth, laying the foundation for long-term financial success and fostering trust between the business owner and the bank.

Lesson 7: The Simple Valuation Formula

In this powerful session, you’ll uncover the two key valuation approaches—the asset approach and the earnings approach—and learn how to use these methods to guide your clients in understanding the value of their businesses.

With the asset approach, you’ll help clients evaluate their businesses based on tangible and intangible assets, giving them a clear picture of their foundational worth.

With the earnings approach, you’ll focus on valuing a business based on its earning potential, helping clients understand how profitability and future performance drive their valuation.

This session equips you, as a banker, with the tools to educate your clients on the importance of business valuation, fostering deeper trust while positioning yourself as a valuable partner in their financial success.

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Lesson 8: The Deliberate Exit Strategy

In this final session, you’ll dive into the essentials of succession planning and learn how to help your clients prepare for a seamless transition in their businesses' future.

Guide your clients in determining the best course of action for their exit strategies, whether it’s selling the business, transferring ownership to a family member, or exploring other options. Help them understand the importance of building a business that supports their long-term financial goals and creates a lasting impact.

This session empowers you, as a banker, to educate clients on crafting a solid succession plan that secures their financial future while strengthening the trust and partnership between you and your client.

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Here’s What Other Students Had to Say About "The Clear Path To Cash" Training

As a banker, this program has been a game-changer for how I work with clients. The live coaching sessions and video lessons gave me practical tools to quickly analyze financial statements and uncover opportunities for my clients. The resources are easy to use, and I’ve already applied what I’ve learned to help a client restructure their finances. It’s definitely worth it for anyone looking to add more value to their client relationships.

WAIT! THERE'S MORE...

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Weekly live coaching with Cash Flow Mike to guide you and ensure your success

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In the live coaching sessions, you’ll work directly with Cash Flow Mike as he provides expert guidance to enhance your financial strategies and analysis.

These interactive meetings offer personalized advice, actionable insights, and the opportunity to address your unique client challenges, helping you strengthen relationships and drive lasting success.

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Full digital bundle of worksheets, spreadsheets, and supplemental reference material

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As part of this book bundle, you'll gain exclusive access to a comprehensive set of resources designed to empower you on your journey to financial mastery and business success. With this comprehensive package, you'll be equipped with the knowledge, tools, and confidence to navigate the financial landscape and elevate your businesses to new heights of prosperity.

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Access to the Clear Path to Cash App to analyze financials and uncover opportunities for your clients

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Cash Flow Mike’s expertise is built directly into the Clear Path to Cash App, providing you with powerful tools to navigate financial challenges with confidence. The app becomes your go-to resource for analyzing financials, uncovering hidden opportunities, and staying ahead of key trends. With this access, you’ll have everything you need to support your clients, grow your portfolio, and streamline your path to success.

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Earn Your Recognition as a Clear Path to Cash Certified Banker

With the Clear Path To Cash Banker Membership, your purchase of the video course includes access to live weekly coaching sessions, a private support community, the powerful Clear Path to Cash app, and the opportunity to earn the Clear Path to Cash Banker Certification upon completing the course—all included as long as your membership is active.

Each week, we dive into key topics related to financial analysis, client relationships, and cash flow management, ensuring you gain practical strategies and a deeper understanding of the material. These interactive coaching sessions provide the perfect platform to ask questions, seek guidance, and collaborate with like-minded professionals.

By completing the video course, you’ll enhance your financial expertise and earn a recognized certification that sets you apart as a trusted advisor in the banking community. This membership equips you with the tools, support, and recognition to elevate your career and make a meaningful impact. Join today and take the next step in your professional journey.

Mike Looking Left Blue Square

I’ve taught over 20,000 bankers, business owners, and accountants The Clear Path To Cash, helping them strengthen financial understanding and build better client relationships.

Seth-David

Seth David

Nerd Enterprises, Inc

I've known Mike Milan for many years now. I've had him on each of my podcasts and I've worked with him on many projects over the years. I have worked with many many people over the past 20 years and Mike is one of those rare guys with an incredibly high level of integrity and absolutely no BS. He gives it to you straight, and you always know where you stand with him. Oh and he actually knows his $#%^! So there's that!

Coaching for Accountants

Blaine Bertsch

Dryrun

Mike has lived the life of an entrepreneur for decades and knows first-hand how tough the journey is for virtually everyone. He’s known as ‘Cash Flow Mike’ because he understands how critical cash flow is for a business and how proper financial management is the key to not only survival, but growth. He has an incredible ability to share his knowledge in an engaging and clear way that translates to the business-owner mindset. Any time spent with Mike will not only move your business forward, but it could be the difference between failing and thriving.

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Gary Dehart

Insightful Accountant

I have known Mike for several years, but did not really understand his depth of knowledge on "cash flow" and business financing until I had him as a guest on my podcast and on a couple of webinars. He's a great teacher and very knowledgeable on the topic. I guess that's why he's "Cash Flow Mike"!

John-Lewis

John Lewis

National Bank of Arizona

The training provided by Cash Flow Mike allows bankers to work through real world scenarios in a training environment. The training results in the bankers having increased confidence when in front of clients and prospects!

Seth-Fineberg

Seth Fineberg

AccountingWeb

You don't call yourself 'Cash Flow Mike' for nothing, it is literally who you are and, specifically, who Mike is. I've seen proven time and again, Mike knows his stuff, knows cash flow tools and tactics as well as what firm and business leaders often get wrong or ignore in this crucial process.

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Joe Woodard

The Woodard Group

“I have worked with Mike for years and have found him to be an extremely knowledgeable and effective – and entertaining – instructor. Mike’s expertise with cash flow is rivaled only by his ability to make the subject matter fun and easy to understand.”

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MY PERSONAL SUPPORT ASSURES YOUR GUARANTEED SUCCESS

Your Success Assurance Guarantee

We stand behind the effectiveness and value of our program, and we're confident it will deliver tangible results for your business. As you embark on this transformative journey, rest assured that you'll have access to our Personalized Support Guarantee. If you encounter any questions or need extra assistance while implementing the financial strategies, Cash Flow Mike will be available to address your concerns through live Q&A sessions and dedicated email support. We are committed to your success!

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Clear Path to Cash Certification is included in the Banker Membership

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